Live on the App Store

TetherFree

Family budgeting and debt payoff for iPhone. See your whole money picture, budget together as a household, and become debt-free faster — with savings goals, chores, and a kid-friendly allowance view built in.

Download on theApp Store Visit tether-free.app Support

What it is

Your household's money, finally in one place.

TetherFree pulls budgeting, debt payoff, savings, and family spending into a single app that a whole household can actually share — without a spreadsheet or a finance degree.

Track every dollar, set a budget you can keep all month, and follow a payoff plan that gets you debt-free faster. Invite your family so everyone's on the same page, set savings goals together, and give kids a first, safe taste of earning and saving.

iPhoneBudgetsDebt payoffShared familySavings goalsChores & allowance

TetherFree home screen showing total balance and recent transactions

Features

Everything a household needs to run its money.

Your whole money picture

Every account in one glance — total balance, income, and expenses, with your latest transactions front and center.

Track every dollar

Search, filter, and categorize income and expenses so nothing slips through — day by day, dollar by dollar.

Stay on budget all month

Set category budgets and see exactly where you stand, with upcoming bills and progress bars that keep you ahead.

Become debt-free faster

Add your debts and get a clear payoff plan — avalanche or snowball — with a debt-free date and the interest you'll save.

Budget together as a family

Invite your household to see shared spending by member, track shared transactions, and stay aligned on the plan.

Reach savings goals

Set goals for an emergency fund, a trip, or a big purchase, and watch each one fill up toward its target date.

Chores & rewards

Parents set chores with rewards and approve them when they're done — a simple, controlled way to tie effort to money.

Kids earn and save

A simple, kid-friendly view shows an allowance, the chores they can do to earn, and what they're saving toward.

Every screen

A quick tour.

Home · one glance

Transactions

Budget

Debt payoff

Family overview

Savings goals

Chores & rewards

Kids' view

Privacy

TetherFree keeps your money your business. It doesn't sell your data, show you ads, or train AI on your information. The data it does handle — like bank connections through Plaid and secure cloud sync — exists only to run the app for you. Read the full TetherFree privacy policy.

Try it

Get your household on the same page.

TetherFree is available now on the App Store for iPhone.

Download on theApp Store

Need help? Visit TetherFree Support →